KYC & Compliance
100 days. 100 documents. 150 data fields. That is what one corporate onboarding costs you.
Klarefi builds verified entity profiles from submitted documents. UBO structures extracted and cited. Expired docs flagged and chased. Your analysts make risk decisions, not document requests.
“Windmill Holdings B.V., registered at the Kamer van Koophandel under number 72841023.”
KvK extract, page 1
“Jan de Groot holds 60% of issued share capital as per the shareholder register dated 1 March 2025.”
Shareholder register, page 2
“Netherlands passport number NL0284571, issued 12 April 2022, expires 12 April 2032.”
Passport scan
The cost
$0.0M
average annual AML/KYC spend per financial institution
Documents trickle in over days. Wrong format, expired, illegible scans, missing pages. A single corporate onboarding generates 30 to 50 individual document requests. Applicants are contacted an average of 10 times. 79% of banks say document collection is exactly where clients drop out.
The industry tells you to add more analysts. But 95% of sanctions screening alerts are false positives. Each one costs $30 to $70 to clear. Your analysts spend their days dispositioning name collisions instead of analyzing real risk. TD Bank paid $3.09 billion because their team could not keep up with the document load. The cost of getting this wrong is existential.
0%
of screening alerts are false positives
Industry consensus
0%
of institutions lost clients to slow onboarding
Fenergo, 2025
$0.00B
TD Bank AML penalty
U.S. DOJ, 2024
$1,500-3K
cost per single KYC review
Fenergo / CCI
How it works
You do not need more analysts. You need complete, verified onboarding files from the first submission.
Step 01
Form
Guided intake collects the right documents in the right format.
Step 02
Fact
Every document is read. Every value is extracted and cited to its source page.
Step 03
Verify
Missing evidence is flagged. The applicant gets an upload link before your team opens the file.
Klarefi is an intake operating system built for regulated onboarding. Three steps. Form: applicants submit through guided intake that tells them exactly what is needed, in what format, with what validity dates. Fact: every document is read, every entity detail and UBO chain is extracted with source citations. Verify: expired documents and missing evidence are flagged and the applicant gets an upload link before your analyst opens the case.
Purpose-built for
Your workflow
What your analysts see for every onboarding
Verified profiles ready for risk decisions from the first submission.
Beneficial Ownership Structure
Expired: Passport — Jan de Groot
Passport NL0284571 expired 2025-12-14. A valid government-issued ID is required.
Approve Onboarding
Full audit trail · 8 documents verified · All checks passed
Applicant submitted their documents. Klarefi built a structured entity profile from the articles of incorporation and ID scans.
Built for regulated onboarding
Guided document collection
Walks applicants through exactly which documents are needed, in which format, with which validity dates. Eliminates the chase cycle.
UBO extraction with citations
Extracts entity names, beneficial owners, registered addresses, and risk flags. Every value pinned to a source document and page.
Gap detection and auto-resolution
Catches expired documents, missing proof of address, and outdated shareholder registers. Resolves gaps before an analyst touches the case.
Defensible evidence trails
Every extracted field has a citation. When the regulator asks "why was this approved?", the answer is instant.
Learns from analyst corrections
Every disposition and correction feeds back. Fewer false negatives and fewer rejected documents over time.
See it on your actual onboarding files
Send us your onboarding files. In two weeks, we show you cited verifications and audit trails. If we do not cut your document collection time by 50%, we work for free until we do.
Backed by our 30-day “work for free” conditional guarantee.
A 90 seconds read, improvements forever.